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No boring stats or mind-boggling jargon, in my blogs, you’ll find the key things you need to know about money, updates in the finance world that might impact you, and some case studies to inspire. Happy reading!

Follow along on our socials for bite-sized tips!

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Money mindset is our attitude, beliefs and thoughts about money and it can  influence our save and spend decisions.

I like to think of our money mindset as being on a spectrum rather than a fixed label that never changes, a bit like a seesaw where it's fun to try and balance between hoarding and overspending!

Do you have a scarcity mindset and worry that you will never have enough? A buffer account for unexpected expenses combined with a splurge account for fun things you enjoy is one possible solution.

Book a free 15min chat (link in bio) to learn more about how to create healthy money decisions.

#richgirlau #richgirl #moneytips #savings #moneymindfulness #finance #investment #financialfitness #budgets #afterpaydebts #creditcardbills #smartmoneyhabits
Don’t be embarrassed about your savings anymore. Some small changes can make all the difference.
How much is too much? Hard question to answer unless you keep track.

Two fundamentals of healthy save and spend habits are: know how much you spend and have someone you can talk openly with about money.

I can help with both 😁                      

Give me a call for a free chat to see how we can create save and spend habits that will make you feel proud. Link in bio.
Payslips describe the types and number of hours we work and it is worth checking that the money you are meant to be paid is actually in the bank.

Give me a call if you need help chatting to your daughter about her money. I am happy to help.

#payslips #moneymatters #richgirl #genz
If your daughter is working, help her understand her payslip. 

First questions - what award applies to her role and what is the hourly rate.

Check out calculate.fairwork.gov.au for a pay and conditions tool that gives her answers to both questions.

#payslips #year12 #moneymatters #richgirl #hourlyrate

Money Matters Monday helps you with how to begin to set up a budget. It doesn’t need to be complex. Reach out of you want some help.
I wanted to wish everyone a very Merry Christams. Like many, I love Christmas - the food, the fun and family!

Have an incredible time with your loved ones and make sure you take care of yourselves and how ever you spend your Christmas 😊

#richgirlau #richgirl #merrychristmas
Seth Godin says "The speed of our forward motion is directly related to the velocity of the people around us". 
I love this especially when we are trying to create healthy habits like saving money each week.

I have the best success with mother and daughter teams and it is so lovely to watch. Mum has the experience and daughters have the time - a winning combination. 

Forward motion is not only faster when we are part of a group or team, it is also more enjoyable. Life is too short to not find joy in everyday things like budgets.

So team up with your daughter or someone who needs your lived experience and see what velocity you can bring to them feeling proud and safe.

#richgirlau #richgirl #moneytips #savingtips #moneymindfulness #finance #investment #financialplanning
Trying to achieve a ‘picture-perfect’ Christmas and holiday for you and your family can lead to anxiety. Do you have a picture in your mind of what Christmas should look like?

Challenging yourself to let go of expectations might mean saying no to a couple of social invitations, using last year’s table decorations instead of buying new ones or sticking to a tried-and-true recipe instead of attempting a new one you saw on Instagram. Things don’t have to be perfect for Christmas to be enjoyable.

And you don’t need to do everything yourself. If you’re hosting family or friends, why not ask everyone to bring their favourite dish or snack?

Perfection usually costs us more in many ways including time to relax and enjoy our friendships as well as financially. Give yourself and your bank balance a break this year and let go of perfection.

#richgirlau #richgirl #christmasshopping #christmasbudgeting #smartmoney #budgeting #moneymindset
Save money AND sleigh this December! 

#richgirlau #richgirl #moneytips #savingtips #moneymindfulness #finance #budgets #christmasbudget
If you haven't read or listened to the book Atomic Habits yet, please do. James Clear explains easy and proven ways to build good habits and break bad ones. I read this book over a year ago and it had an immediate impact. 

One of his key messages is to combine something you like to do with something you maybe don't like but want to do, for example move more. 

I have combined walking in the morning with listening to podcasts or books, followed by 15mins of yoga at home. This is such a strong association now that I don't do one without the other. Two great healthy habits that make me feel strong, happy and proud.

We can apply the same concept to our saving habits. What if every time we got an unexpected dollar amount, we put it in our long term savings account - out of sight and out of mind. Or, every week we move $50 into our buffer account. Or, every new purchase means we donate $10 to charity.

Habits are powerful and the smallest change is a step in the right direction.

#richgirl #moneymindset #BudgetFriendly
Christmas is one of the busiest spending times of the year so I want to encourage you to check in on your daughter, if you need some help I would love you to reach out! 

#richgirl #christmas #christmasbudget #christmasspending #b#BudgetFriendly #SpendingHabits
✨ Our website has had a little touch up recently! ✨

On there you can find a whole bunch of free resources, learning resources and helpful tips (yes please!) that will assist yourself and your daughter to create smart money habits.

Check it out with the link below and please reach out if you'd like to chat through your thoughts 😍

https://richgirl.com.au

#richgirlau #richgirl #moneytips #savingtips #moneymindfulness #finance
Does your daughter have a budget buddy? 

We know that everything is more fun when shared with a friend and saving is no different. It has been shown that writing down and sharing a goal improves the chances of success.

Budgets might be boring but enjoying the benefits is not!  

Be curious as to how she feels about her numbers - does she know them, does she like them, would she like to change them?

If you would like a hand or to chat further about this, get in touch! 

#richgirlau #richgirl #moneytips #savingtips #moneymindfulness #finance #investment #financialplanning
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